Irwin Siegel Agency Private Client Group

Flood and Water Damage Protection

Excess Flood Coverage

Floods and flash floods occur within all 50 states. Although basic flood insurance is a good start, its coverage limits may still leave you exposed to considerable out-of-pocket expenses. Excess flood coverage may be the policy you are looking for to seamlessly extend your coverage.

Benefits include:

  • Higher limits for higher value homes (up to dwelling value)
  • Replacement cost for damaged property and possessions
  • $5,000 is included for expenses to help protect your home from flood damage
  • Additional living expenses if you must live away from home due to flooding